Vihica Capital – A Private Lending Company

About

VIHICA CAPITAL

Who We Are

Vihica Capital is a private, asset-backed lending platform providing structured financing solutions to investors, developers, and business owners across a range of real estate and operating assets.

We originate and manage loans through dedicated lending vehicles, partnering with strategic capital sources for select transactions. All loans are managed and serviced by Vihica Capital, allowing us to deliver flexible, execution-focused financing while maintaining a single, streamlined borrower relationship.

WEBSITE

Who We Serve

We partner with investors, developers, and business owners who value speed, structure, and certainty of execution

  • Real estate investors
  • Developers & builders
  • Business owners
  • Operators & sponsors
  • Brokers & intermediaries

Our Approach

We apply disciplined underwriting and asset-focused evaluation to deliver effective, timely financing.

  • Asset-first underwriting
  • Disciplined risk assessment
  • Transparent, negotiated terms
  • Speed without compromising diligence
  • Long-term borrower relationships

Loan Programs

Business & Working Loans

Finance working capital, inventory, equipment, marketing, expansion, or any commercial need that drives your business forward. Simple terms, fast approvals, and no personal expenses required.

Investor Real Estate Loans

Short-term and long-term funding for property acquisitions, fix-and-flip projects, new construction, or rental investments. Flexible draw schedules, asset-based underwriting, and minimal documentation.

Asset-Based Lending

Unlock capital using business assets such as receivables, equipment, inventory, or company collateral. A fast, secure funding option ideal for businesses seeking liquidity without selling assets.

Construction Financing

Funding designed for builders, renovators, and real estate developers. Covers purchase, materials, labor, and renovation budgets with controlled disbursements.

Bridge & Transitional Loans

Quick-access capital to bridge timing gaps between transactions—ideal for acquisitions, refinancing, or time-sensitive opportunities.

Custom Capital Solutions

Flexible financing options designed to support a variety of business, investment, and project needs.